суббота, 12 апреля 2008 г.

Where to Find the Most Bank For Your Buck!

In this day and age there is no reason why you shouldn't be receiving any interest on your deposit accounts. Better yet there is no reason why you shouldn't be earning above 2% on any deposit account. In this day and age you have numerous resources to cite for the best rates available.

First off to all those reading this article if you haven't shopped for rates now is the time. With the falling rates you need to do whatever you can to save money because its about to get harder. A quick note about my situation, I have 2 online savings accounts, no CD's, a few treasury bonds, a checking account at a brick and mortar bank earning 6.05%, and a Roth IRA. I like keeping my money liquid, but still happen to earn high interest in my accounts.

I always make sure I get the most bank for my buck just as you should. The first website that I highly recommend before opening any bank account is bankrate.com Bank Rate offers information for not only the best rates in the coun! try, but also the best rates in your geographical area. The site also has numerous calculators on the site for any financial need.

The second site, bankaholic.com is one that I was referred to when I was a banker. This site has more interesting daily articles, but still encompasses all that bankrate.com has to offer. I find myself lurking around the site quite often because of the numerous deals they inform you about for online savings accounts.

The third site is more about everyday ways to save money via the Internet; mymoneyblog.com has continued to grasp my attention and I enjoy the numerous great posts. The Webmaster is an individual who allows you to get an inside look at his financial life and what accounts his money is in. He also shares life stories about dilemmas he faced when buying a house. This guy always is in the know when it comes finding great deals or signup bonuses throughout the web. This is a necessary bookmark for any Internet browser.

These three sites are just the cream at the top when it comes! to usef ul sites that will help you make the most bank for your buck. On a daily basis make sure your reading your newspaper to see the ads or look at local bank signs. Credit Unions generally have some of the best rates to offer customers. This is probably because you actually own a piece of the bank and can even vote at shareholder meetings. This is my favorite brick and mortar bank location. The sense of being in control of your own bank is always a good feeling. Now with the accessibility of checkcards Credit Unions are getting bigger and offering better rates as there getting bigger.

Keep your eyes peeled at all times. These little savings can help you buy that extra gift during Christmas or even give you that extra change for your vacation. Besides you earned that money and there is no reason why you shouldn't let it pay you back a little. Try some of these tips and watch your savings grow!

I am in my last year of Accounting and Economics & Finance. I have worked f! or any industry out there from farming, fast food, retail, cold calling, personal lending, and consulting. I am young in age, but experienced well beyond my years. I now own three companies and I host my own radio show while wearing many other hats throughout the community.

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